Huge jackpots are a feature, not a bug, of lottery design and the rules are structured to make it easier to win but harder to win big. The grand prizes up for grabs in lottery jackpots have soared in recent years. A winner opting for the annuity payment is set to receive around $68 million a year, though this would be reduced to around $43 million by federal taxes and could be cut further by state and city taxes depending on where the winner lives.